Group Disability Insurance

Your income is one of your most valuable assets. It allows you to pay for essentials like food and shelter and enjoy simple pleasures like family vacations and trips to the movies.

Something so vital to your quality of life deserves protection.

That's why the AVMA LIFE Trust provides access to three group disability insurance plans to help protect your finances in the event a covered injury or illness leaves you unable to work.

Find Your Disability Insurance

Depending on your situation, some or all of the disability coverage available through AVMA LIFE may be necessary. Click on the coverage names below to discover details on each type, including what it is and who should consider it.

Disability Insurance in Action

Disability insurance helps protect ourselves—and our loved ones—from the financial impact of a covered illness or injury. In a recent blog post, read how disability insurance helped two veterinarians weather a difficult time.

Read Now

Apply Now


Apply Online

For those who are ready to apply now

Apply Now


Contact an Agent

For those who need help interpreting the insurance jargon or want coverage recommendations

Get in Touch

Get Extra Protection for $4.84 per Month

When you purchase at least $1,000 of Long-Term Disability Income Insurance through AVMA LIFE, you can add the Member Basic Protection Package, which includes Decreasing Term Life, Accidental Death and Dismemberment, and a Rabies Prophylaxis Benefit for less than $5 per month.

Learn More

Supplement Your Health Coverage

Hospitalizations can be pricey. And it's rare for traditional health insurance to cover all costs. Group Hospital Indemnity Insurance through AVMA LIFE can help fill some of the gaps. It can pay a daily cash benefit during covered hospital stays to be used however you choose.

Apply Now

Get in Touch

Have more questions before you apply? Fill out the form below, and your AVMA LIFE agent will get in touch.


For more information about the coverage and services offered through the AVMA Trust, visit our websites: AVMA LIFE and AVMA PLIT.

Underwritten by New York Life Insurance Company, NY, NY 10010 on group policy form GMR.

New York Life is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico, and Canada. However, not all group insurance it underwrites are available in all jurisdictions. Please check the applicable insurance brochures for current availability. New York Life's state of domicile is New York, and NAIC ID # is 66915.

For more details on insurance available through AVMA LIFE Trust, including features, costs, eligibility, renewability, limitations, and exclusions, see the coverage brochures.

NEW YORK LIFE and the NEW YORK LIFE Box Logo are trademarks of New York Life Insurance Company

New York Life Logo