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Critical Illness Insurance

A critical illness can lead to mounting medical expenses and overwhelming stress. Critical Illness Insurance through the AVMA LIFE Trust can lessen your worries. No medical tests or physical exams required!

Benefits of Critical Illness Insurance

The coverage pays a cash benefit directly to you and can be used to help:


Replace Lost Wages Icon

Replace lost wages

Cover Medical Bills Icon

Cover medical bills

Meet Day-to-Day Expenses Icon

Meet day-to-day expenses

Coverage Highlights

  • Coverage amounts from $5,000 to $100,000 (in units of $5,000)
  • Spouse/domestic partner coverage up to $100,000
  • Covered critical illnesses include cancer, heart attack, kidney failure, major organ transplant, stroke, and carcinoma in situ
  • Cash benefits can be used however you want
  • Coverage remains in force until age 75

Want more details?

Download the Brochure

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Apply Online

For those who are ready to apply now

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Contact an Agent

For those who need help interpreting the insurance jargon or want coverage recommendations

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Get in Touch

Have more questions before you apply? Fill out the form below, and your AVMA LIFE agent will get in touch.


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For more information about the coverage and services offered through the AVMA Trust, visit our websites: AVMA LIFE and AVMA PLIT.

Underwritten by New York Life Insurance Company, NY, NY, 10010 on group policy form GMR.
This insurance is not available to residents of CA, CT, IN, MD, MN, MT, NH, NY, UT, VT, and WA.

New York Life is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico, and Canada. However, not all group insurance it underwrites are available in all jurisdictions. Please check the applicable insurance brochures for current availability. New York Life's state of domicile is New York, and NAIC ID # is 66915.

For more details on critical illness insurance, including features, costs, eligibility, renewability, limitations, and exclusions, see the product brochure.

NEW YORK LIFE and the NEW YORK LIFE Box Logo are trademarks of New York Life Insurance Company

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231140
NYL-5031495